Annuities

Annuities - An annuity is a unique financial vehicle designed to help you accumulate money for your retirement and/or turn a lump-sum of money into a guaranteed stream of income payments.

Deferred annuities offer the advantage of tax-deferral and can be used to accumulate money for retirement.

Learn more about which annuity might be right for you.

Variable Deferred Annuities* - A variable Deferred Annuity offers the advantage of tax deferral and can be used to accumulate money for retirement.  The policy's accumulated value - and sometimes the amount of monthly annuity benefit payments - fluctuates with the performance of your investment account.  There are fees, expenses and risk associated with the contract.  Please be aware that assets allocated to the investment divisions are subject to market risks and will fluctuate in value.

Fixed Interest Deferred Annuities* - With a Fixed Interest Deferred Annuity, the interest rate on your policy is guaranteed never to fall below a certain amount.  For many people, this provides a measure of security about their investment.

^{* Issued by New York Life Insurance and Annuity Corporation (Delaware Corporation).}